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Understanding Health Insurance
What is an insurance premium?
- An insurance premium is the price, rate or cost the insured pays for the insurance policy.
What is an insurance deductible?
- The insurance deductible is the amount of money the insured will pay before the insurance company starts paying claims.
What is an insurance co-pay?
- An insurance copay is a fixed dollar amount an insured will pay for a specific service.
What is a max out-of-pocket?
- The max out of pocket is the maximum amount of money an insured will pay for services during the policy duration.