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The fastest way to shop the best rates on health insurance from all the carriers.

Understanding Health Insurance

What is an insurance premium?

  • An insurance premium is the price, rate or cost the insured pays for the insurance policy.

What is an insurance deductible?

  • The insurance deductible is the amount of money the insured will pay before the insurance company starts paying claims.

What is an insurance co-pay?

  • An insurance copay is a fixed dollar amount an insured will pay for a specific service.

What is a max out-of-pocket?

  • The max out of pocket is the maximum amount of money an insured will pay for services during the policy duration.