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Understanding Auto Insurance

What is an insurance premium?

  • An insurance premium is the price, rate or cost the insured pays for the insurance policy.

What is an insurance deductible?

  • The insurance deductible is the amount of money the insured will pay before the insurance company starts paying claims.

What is gap coverage?

  • Gap coverage is a stand-alone insurance policy that covers the replacement value of the item up to the payoff amount of the loan for that item.